COVID-19 — PEAK is there to meet your needs

Despite the current pandemic situation, PEAK Financial Group continues to operate.
We have everything in place to meet your needs.

For any request, we invite you to contact your PEAK advisor. In addition, we ask you to please send all documents electronically.

You can reach our head office by referring to our contact details and via the contact form available in the “Contact us” page.

Know that we are wholeheartedly with you. Thank you for your trust.

What do you aspire to?

My family
My professional life
My business
My retirement

Ensure the well-being of your family

When you think about your family, what are your priorities? Life is full of twists and turns and having a family is one of them. At PEAK, we start by understanding what matters most to you.

Depending on what defines you and at what stage of life you are at, we help you identify and meet opportunities and challenges.

That's why your PEAK Advisor supports you throughout your journey.

Find out how PEAK can help you!

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How to get there

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How to get there

Save money for my projects

Whether it’s traveling around the world, renovating your home, or simply buying THE all-new gadget, we all have projects we are passionate about. Planning these projects has its share of challenges when it comes to ensuring you have the necessary financial stability.

Have you thought about your savings strategy?

  1. Make a list of your projects and prioritize them.
  2. Meet with a financial expert to prepare a savings strategy that is right for you and learn about your options.
  3. Make a budget and stick to it.

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How to get there

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How to get there

Buy a property

Because we all enjoy a cosy nest in which we can create unforgettable memories and magical moments, your PEAK Advisor offers you the best strategies, adapted to your needs.

How to get there?

  1. Define your needs.
  2. Choose the financing that suits your needs.
  3. Meet your PEAK Advisor’s mortgage service partners.

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How to get there

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How to get there

Protect my loved ones

You want the best for your children and loved ones. To ensure their financial security in the event of unforeseen circumstances, it is important to be well prepared.

What will you need?

  1. Meet with an insurance expert to define your needs.
  2. Integrate your protection strategy into your financial plan.
  3. Make sure you always keep your beneficiaries up to date according to your family situation.

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How to get there

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How to get there

Plan for my children’s education

As a parent, you want what is best for your children. This is why planning the cost of their studies starts in early childhood.

Simplified planning in three steps.

  1. Reassess your financial plan; adapt it to your reality and talk to your Advisor about it.
  2. Determine how much you can save.
  3. Increase your savings with the Canada Education Savings Grant.

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How to get there

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How to get there

Plan my estate

You enjoy life and it’s all to your advantage, but sometimes it can surprise us. Estate planning is not a question of age, but of determining the most optimal way to leave your assets. Having a will gives you the certainty that your assets will be shared according to your wishes and helps to avoid possible inconveniences for your loved ones if you are no longer there.

Where do I start?

  1. Take the time to identify your heirs and keep them up to date according to your family situation.
  2. Think about who you want to leave your children’s education to; this is an important decision.
  3. Think about who you want to leave the liquidation burden on. Is your family situation complex? Think of a corporate liquidator who will act impartially.

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How to get there

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How to get there

Prepare for the arrival of my grandchildren

The arrival of grandchildren conveys joy and happiness to the whole family. Although it is not always easy to navigate this new reality, grandparents are key players in children’s lives.

How can you help them prepare their future?

  1. Plan to contribute to a Registered Education Savings Plan (RESP).
  2. Give your grandchildren the money they need to contribute to a registered education savings plan (RESP) when they grow up.
  3. Meet with an expert who can provide you with information on the benefits of a testamentary trust in the event of death.

Achieve your professional goals in peace of mind

Fulfilling our professional goals is challenging. We know that giving you peace of mind allows you to put your energy in the right places, which is why your Advisor is there to help you achieve your financial plan.

Let us guide you and focus your efforts on your personal achievement.

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How to get there

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How to get there

Plan my savings strategy for my future

We all aspire to a different lifestyle. Defining your needs and building a financial plan that will allow you to achieve your goals can allow you to carry out more projects.

Start by following 3 easy steps:

  1. Make a list of your projects.
  2. Define your savings capacity according to your fixed expenses.
  3. Review your financial plan regularly with your Advisor to adapt it to your reality.

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How to get there

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How to get there

Buy my first property

Buying a first home is an exciting project that requires thought and planning. Do you want to make your acquisition a reality?

How to get there?

  1. Determine what you can afford – there’s no point in shopping for a house that’s off budget!
  2. Meet with your Advisor’s mortgage service partners and request a pre-approval.
  3. Find your property and get your mortgage.

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How to get there

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How to get there

Optimize my tax impact

Are you concerned about your tax burden? Let us help you. Optimizing your tax situation aims to achieve your personal financial objectives, while realizing significant tax savings based on a precise and completely personalized action plan.

If it sounds interesting, here’s how!

  1. Meet with your Advisor to analyze your financial situation.
  2. Get recommendations from a qualified professional.
  3. Review your action plan regularly with your Advisor to keep it up to date and adapted to your needs.

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How to get there

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How to get there

Plan my retirement

Retirement is a crucial stage of life that each of us must reflect on. Its proper planning is essential to avoid unpleasant surprises. Your Advisor can help you set your goals so that you can enjoy life to its fullest in complete peace of mind.

The following elements should be considered.

  1. How you want to exit the labour market.
  2. What will be your sources of disposable income – test your financial strength.
  3. Is your level of savings sufficient to support your estimated pace of life?

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How to get there

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How to get there

Receive an inheritance

You inherited a substantial amount of money? Remember to make it grow through a good strategy as part of your wealth management.

Let your financial Advisor guide you.

  1. Integrate your legacy into your overall investment strategy.
  2. Implement a strategy to reduce your tax bill.
  3. Adjust your financial plan to your new reality.

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How to get there

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How to get there

Develop my philanthropic plan

You may want to donate for all kinds of reasons: to leave your footprint, pay it forward or support a cause that is close to your heart. To do this, a philanthropic plan must be integrated into your financial strategy.

How do we do this?

  1. Determine the cause(s) for which you wish to take action.
  2. Meet with your Advisor to find out about the different options available to you.
  3. Define your personalized donation strategy.

Fulfill your aspirations

Being an entrepreneur means that you probably enjoy tackling challenges and large-scale projects. Although each day is unpredictable, you are persistent and creative in resolving complex problems, even in the most absolute ambiguity!

Depending on your passions and at what stage of the entrepreneurial cycle you are at, we can identify opportunities to help you perform better.

Find out how your PEAK Advisor accompanies you throughout your story.

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How to get there

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How to get there

Start my business

There is more than one recipe for entrepreneurship, but it is important to have a knowledgeable team that can guide you outside your field of expertise. Your Advisor is part of that team.

Start off on the right foot!

  1. Prepare your business plan and use it as a guide for your operations.
  2. Find a financing solution adapted to your needs.
  3. Plan your finances by meeting with your Advisor.

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How to get there

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How to get there

Identify my successor

It is impossible to evaluate the time, money and energy you have invested in your business over time. Succession planning is essential to ensure a smooth transfer.

Carefully plan your exit strategy to preserve the value you have created in your company.

  1. Prepare your succession plan.
  2. Identify your successor.
  3. Prepare your knowledge transfer.

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How to get there

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How to get there

Plan my business transfer

Whether you plan on retiring next year or in a few years, your Advisor can help you establish a transfer plan that will allow you to plan for a rewarding retirement and the future of your business.

Plan in advance for the transfer of your business.

  1. Prepare your business for a smooth transition.
  2. Plan the consequences on your investment strategy and current estate plan.
  3. Consider the tax implications.

Enjoy life

It's time to enjoy life and focus on what makes you happy. You have worked hard to accumulate your assets and you want to be able to benefit from the fruits of your labour.

Today, retirement is a new beginning, an active way to achieve personal fulfillment. It is all the more important to plan it well! Your Advisor can guide you through the different steps so that you can fully enjoy every moment.

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How to get there

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How to get there

Carry out my retirement projects

Your retirement gives you access to a new freedom that allows you to do what you want, when you want. Whether you want to travel, have fun or spend quality time with your loved ones, it is important to prepare your activities well. Make sure you maintain the pace of life you have set for yourself.

How to establish your plan?

  1. Make a list of your projects.
  2. With the help of your Advisor, establish a budget and a financial strategy.
  3. Assess your needs and get the right coverage.

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How to get there

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How to get there

Optimize my financial strategy

Your new beginning brings personal and financial changes. Defining your needs and adjusting your financial plan will allow you to have a balanced lifestyle to better enjoy it.

Reassess your plan in 3 easy steps:

  1. Make a list of your projects and priorities.
  2. Plan your sources of income and expenses according to your activities.
  3. Review your financial plan regularly with your Advisor to maintain good financial habits and avoid unpleasant surprises.

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How to get there

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How to get there

Protect myself in case of disability

Life goes by quickly and we cannot always control everything that happens to us. No one is immune from an accident, illness or disability that would prevent them from monitoring their investments or simply from managing their day-to-day business.

Structure your plan with your Advisor!

  1. Think about who you want to appoint as your proxy.
  2. Meet with an expert who can guide you in preparing your mandate so that it truly reflects your intentions – specify the scope of the powers granted to your agent.
  3. Stay in control of your life, despite the unexpected.

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How to get there

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How to get there

Plan my donations

You have worked your entire life and you want to pay it forward. Your social footprint can take many forms, including planned giving. Donating to charities not only allows you to support a cause that matters to you, but can also reduce your tax bill.

How do I plan my donations?

  1. Select a beneficiary organization(s).
  2. Define the donation strategy with your financial Advisor.
  3. Establish an appropriate tax plan to support a cause without penalizing your heirs!

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How to get there

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How to get there

Prepare my intergenerational transfer

The transfer of your wealth to the next generation should be discussed and planned in advance. To avoid unpleasant surprises and to ensure that your heirs will properly manage the wealth they will obtain, look for a way to ensure a harmonious transfer based on your family values.

How do you plan your transfer to the next generation?

  1. Work as a family and establish what is important to you as a whole and individually.
  2. Discuss potential disagreements about your values and the distribution of your assets.
  3. Find the right time to start the discussion with your loved ones.
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Talk to us

We want to know your passions and your concerns.

2

Plan with us

By working together, we establish a plan tailored to every step of your life.

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Reach your goals

Let's follow your action plan and adjust it to your situation.
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